Free Credit Score
Top 10 Credit Score Tips:
pay bills on time (over a two month period significantly raises credit score)
reduce debt by paying off cards
have different credit types
limit credit report inquiries
dispute errors on your credit report (outstanding debts that have been paid off but still show up)
learn how to read your credit report
don't close unused accounts without paying down debts (changes your utilization ratio)
transfer close to maxed out cards to other credit cards
find a good legitimate credit councerlor
keep older accounts open (shows length of established credit)
Written by Free Credit Score